Engineered for Zero-Trust & DPDP 2023 Compliance

1. DPDP Act 2023 & Zero PII Retention

ASP Associates operates strictly under the principles of the Digital Personal Data Protection (DPDP) Act, 2023. We treat Personally Identifiable Information (PII) as strictly ephemeral payload data:

• Zero PII Storage: We do not store, aggregate, or monetize candidate or borrower PII. After an API verification transaction is authenticated and delivered to your application, the raw payload is purged immediately.
• Mandatory Consent Validation: Every request requires explicit, auditable digital consent parameters from the data principal before verification queries are executed.
• No Public Data Scraping: We strictly prohibit and block unauthenticated lookups. Lookups are exclusively executed for verified enterprise clients with legitimate contractual and regulatory compliance mandates.

2. 100% Indian Data Localization & Regulatory Alignment

All our verification microservices, cryptographic keys, and ephemeral processing pipelines operate strictly within Indian territory:

• Infrastructure Residency: Hosted entirely within Enterprise Tier-4 Indian datacenter regions (Mumbai & Delhi-NCR). Zero cross-border data transfer.
• Digital Lending Regulatory Alignment: Built specifically to align with regulatory KYC norms and Digital Lending guidelines for NBFCs and Banking Correspondents.
• Immutable Audit Trails: Cryptographically hashed transaction logs (containing only timestamp, endpoint ID, and anonymized response status) for regulator audit readiness without exposing PII.

3. End-to-End Cryptography & Transport Security

Every bit of data entering or leaving our infrastructure is protected by rigorous encryption standards:

• Transport Security: Strict TLS 1.3 encryption with perfect forward secrecy across all API gateways.
• Payload Level Encryption (PLE): High-sensitivity payloads (e.g. Bank Account numbers, Aadhaar OTP tokens) are encrypted with asymmetric 256-bit AES before transit.
• Environment-Scoped API Keys: Granular, scoped credentials with IP whitelisting and automated rate limiting to prevent unauthorized credential abuse.

4. Resilient Multi-Source Architecture & SLAs

Public government portals frequently suffer intermittent downtime. ASP Associates prevents your onboarding pipelines from stalling through proprietary resilient routing:

• Smart Fallback Routing: Redundant authorized institutional gateways automatically absorb upstream timeouts, maintaining reliable high availability.
• Real-time Telemetry: Full transparency with real-time public uptime monitoring at our Live Status Page.
• Sub-300ms SLA: Sub-second response times for synchronous identity endpoints and under 40 seconds turnaround for automated payroll and employment checks.

5. Compliance Inquiries & Security Documentation

Enterprise risk, compliance, and information security teams can request our complete compliance dossier, architecture whitepaper, and security controls summary by contacting our team:

• Security Office: security@aspassociates.in
• Compliance Desk: contact@aspassociates.in
• Direct Phone: +91 79829 44065