Case Studies

Measured outcomes. Not promises.

Real businesses, real bottlenecks, real results. Every engagement measured against the metrics that matter.

NBFC — Lending Operations

Automated employment and payroll verification reduced from 3–4 days to under 60 seconds

Problem

A digital lending NBFC processing 5,000+ monthly loan applications relied on manual verification agencies for payroll and employment verification. Each check took 3–4 business days, creating a critical bottleneck in the underwriting pipeline. Over 35% of qualified borrowers dropped off before disbursal.

Solution

ASP Associates deployed automated payroll and direct verification APIs. Verification requests are submitted programmatically and processed instantly through our verification API infrastructure.

Outcome

Turnaround time dropped from 3–4 days to under 60 seconds. The underwriting team eliminated manual verification backlogs completely, resulting in a 42% increase in completed same-day disbursals.

< 60 sec
Automated Turnaround
99.4%
Direct Match Precision
0
Manual Follow-ups
Fintech — Digital Lending

Verification failures eliminated from the onboarding flow

Problem

A fintech lending platform experienced frequent verification API failures during peak application hours — typically between 10 AM and 2 PM. Their existing provider's uptime was inconsistent, causing user-facing errors during KYC. Each outage window resulted in measurable applicant drop-off and downstream revenue loss.

Solution

ASP Associates deployed their identity verification layer — PAN, Aadhaar, and bank account verification — with documented 99.9% uptime and sub-2-second response times. The integration included customized response formats matched to the platform's internal data schema, eliminating post-processing overhead.

Outcome

Zero verification-related outages in the first six months. Applicant drop-off during KYC decreased measurably. The engineering team eliminated the monitoring and fallback logic they had built around the previous provider's instability. Disbursal velocity increased across the board.

99.9%
Uptime maintained
< 2s
Avg response time
0
Outages in 6 months
Across all engagements

The numbers that matter

99.9%
Uptime across endpoints
<60 sec
Employment verification
50+
Verification endpoints
< 7 days
Average time to go live

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