# ASP Associates — Verification API Platform

> Indian verification API platform engineered for NBFCs, digital lenders, fintechs, and enterprise HR operations.

## Key Capabilities & Benchmarks
- **Identity Verification**: Real-time PAN (NSDL/UTIITSL), Aadhaar OTP & XML (UIDAI), Voter ID (EPIC), Passport File, Driving License DL 2.0, Face Match & Liveness. p95 Latency: **142ms**.
- **Automated Workforce & BGV**: Automated EPFO UAN dual-employment verification, payroll history, e-Courts litigation screening, university degree checks. Turnaround Time: **15–35 seconds (strict 40s timeout with ₹0 charge on timeout)** (vs. 3–4 business days legacy manual verification). Match precision: **99.4%**.
- **Financial & Banking Intelligence**: Bank Account Penny Drop (NPCI IMPS), Commercial & Consumer CIBIL, GSTIN 3B Active Filing, UPI VPA verification, Director DIN & MCA records. p95 Latency: **180ms**.
- **Vehicle & Mobility Telemetry**: RC Vahan 2.0, Traffic e-Challan History, FASTag Toll Records, Commercial Vehicle Permits. p95 Latency: **200ms**.
- **Indian Data Hosting & Residency**: 100% Indian Data Residency inside Enterprise Tier-4 Indian Datacenters (Mumbai & Delhi-NCR). Zero cross-border transit.
- **DPDP Act 2023 Architecture**: Mandatory explicit borrower consent parameters, ephemeral in-memory payload processing, automated memory purging, zero PII storage or monetization.
- **Service Level Agreement (SLA)**: 99.9% target uptime with multi-bureau intelligent failover routing.

## Canonical Resources
- [Homepage](https://www.aspassociates.in/): Institutional overview and verification stack.
- [Products Matrix](https://www.aspassociates.in/products.html): Complete 50+ verification endpoint specifications.
- [Developer API Reference](https://www.aspassociates.in/developers.html): RESTful contracts, JSON schemas, authentication, and integration guides.
- [PAN Verification API Spec](https://www.aspassociates.in/pan-verification-api.html): Real-time PAN verification API (NSDL & UTIITSL) with 142ms p95 latency and automated name-matching.
- [Aadhaar Verification API Spec](https://www.aspassociates.in/aadhaar-verification-api.html): Enterprise UIDAI 2.5 Aadhaar OTP eKYC, Offline XML, and automated 8-digit masking API.
- [GST Verification API Spec](https://www.aspassociates.in/gst-verification-api.html): Enterprise real-time GSTIN validation and 6-month GSTR-3B active return filing history API (180ms p95).
- [Trust & Security Dossier](https://www.aspassociates.in/trust.html): DPDP Act 2023 compliance, Indian Tier-4 data residency, and security architecture.
- [Interactive API Playground](https://www.aspassociates.in/playground.html): Live client-side sandbox to test PAN (~142ms), EPFO (15–35s TAT), Penny Drop (~180ms), GSTIN 3B, and Vehicle RC Vahan 2.0.
- [DPDP Act 2023 Penalty Calculator](https://www.aspassociates.in/tools/dpdp-calculator.html): Free client-side diagnostic calculator to evaluate statutory exposure and compliance readiness.
- [PAN Validator & Entity Decoder](https://www.aspassociates.in/tools/pan-validator.html): Instant 100% client-side PAN format validation and entity classification.
- [IFSC Code Finder & Branch Validator](https://www.aspassociates.in/tools/ifsc-lookup.html): Instant 100% client-side IFSC code validation, bank entity decoder, and NEFT/RTGS/IMPS capability lookup.
- [DPDP Act 2023 Fintech Compliance Guide](https://www.aspassociates.in/resources/dpdp-act-2023-fintech-compliance-guide.html): Complete regulatory breakdown, penalty schedule up to ₹250 Cr, and ephemeral architecture.
- [EPFO UAN Dual Employment Guide](https://www.aspassociates.in/resources/epfo-uan-dual-employment-verification-guide.html): Technical guide on moonlighting detection, contribution timeline analysis, and 40s timeout SLAs.
- [Full LLM Specification](https://www.aspassociates.in/llms-full.txt): Comprehensive technical documentation for deep context retrieval.

## Direct Contact
- Technical Hotline (WhatsApp): +91 7982944065
- Email: contact@aspassociates.in
- Headquarters: Delhi, India